|If you want to…
||What you’ll find
|Know what you’ve spent on health care premiums for yourself and your family while you've been enrolled in CVS Caremark health coverage.
||Select Review your current health care costs to view the Health Care Cost Summary.
Note: This tool isn't available to colleagues enrolling for CVS Caremark benefits for the first time, but will be available as you start using services.
- Your medical premiums – and what the plan has paid – for prescription drug and dental services while you've been enrolled in CVS Caremark health coverage.
- Your total paycheck deductions for medical/prescription drug and dental coverage.
|Avoid paying too much by enrolling in the wrong medical plan option.
||Select Compare and project total costs to use the Medical Expense Estimator tool.
||A tool that helps you choose your medical plan option by projecting and comparing your estimated total annual costs (paycheck costs plus out-of-pocket expenses) for up to three 2013/2014 medical/prescription drug options that you select. Projections are based on the services used by you and your family (if you're currently enrolled in CVS Caremark medical plan option) as well as the services you expect to use during the plan year.
Important! Keep in mind that this tool is an estimator – not a calculator. While it's very helpful for most people, the tool can't account for all medical conditions and situations. For example, the tool does not calculate the additional cost of specialty medications – which can be much higher than brand formulary medications.
|Learn how coverage works for the available medical plan options.
||Select See coverage details to view Summaries of Benefits Coverage.
||Summaries of Benefits Coverage that show you how each available option works and how it covers expenses.
|Make sure your doctors are in the network of a plan you’re considering.
||Select Find doctors in your plan to use the Find a Doctor tool.
||A tool that helps you:
- See if the doctors and hospitals you use are in the network of a plan you’re considering.
- Find in-network providers in your current plan.
|Make sure you don’t contribute too much – or too little – to a Health Care Flexible Spending Account (FSA) and risk losing money.
||Select Add up eligible health care expenses to use the Health Care FSA Estimator.
||A tool that adds up out-of-pocket health care expenses that qualify for reimbursement under the Health Care FSA.
|Make sure you don’t contribute too much – or too little – to a Dependent Care FSA and risk losing money.
||Select Add up eligible dependent care expenses to use the Dependent Care FSA Estimator.
||A tool that adds up out-of-pocket dependent care expenses that qualify for reimbursement under the Dependent Care FSA.
|Purchase only the amount of life insurance coverage you need.
||Select the Life Insurance Estimator.
||A tool that helps you see how much money your beneficiaries would need if you were to die.